https://wiki.sasgaming.net/index.php?action=history&feed=atom&title=StarCitizen%3AInsuranceStarCitizen:Insurance - Revision history2026-04-09T10:02:49ZRevision history for this page on the wikiMediaWiki 1.43.8https://wiki.sasgaming.net/index.php?title=StarCitizen:Insurance&diff=57973&oldid=previmported>Braxton2409: fixed refs2025-09-13T21:49:21Z<p>fixed refs</p>
<p><b>New page</b></p><div>[[StarCitizen:Star Citizen|''Star Citizen'']] '''Insurance''' is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. [[StarCitizen:Player characters|Characters]] will be able purchase insurance policies in-game.<ref name="CC54">[https://www.youtube.com/watch?v=WkMD3ZfDZus|text=CitizenCon 2954: The Stars My Destination: Star Citizen 1.0] on YouTube</ref><ref name="LTIN">[https://robertsspaceindustries.com/spectrum/community/SC/forum/3/thread/lti-notes-for-star-citizen-1-0/448014|text=LTI Notes for Star Citizen 1.0] on Spectrum</ref><br />
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=Insurance companies=<br />
{{For|a list of Insurance companies|:Category:Insurance companies}}<br />
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An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance.<br />
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=Insurance products=<br />
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In Star Citizen players will be able to insure properties from loss. That includes [[StarCitizen:player characters]], [[StarCitizen:cargo]],<ref name="QAInsurance">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/SCW/14282-API/|int=14282-API|text=INSURANCE FAQ}}</ref> [[StarCitizen:ships]] and [[StarCitizen:homestead|homesteads]].<br />
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==Ship insurance==<br />
{{For|full details about ship insurance|Ship Insurance}}<br />
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Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that you will be reimbursed should your ship be destroyed or stolen<ref name="CC54" /><ref name="LTIN" />.<br />
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Currently, on the Alpha and [[StarCitizen:Public Test Universe]] (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however.<br />
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==Homestead insurance==<br />
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[[StarCitizen:Homestead|Homesteads]] in registered land claims will be able to be insured.<ref name="QALicense02">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/engineering/16319-Q-A-UEE-Land-Claim-Licenses-Part-2/|int=Comm-Link:Q-A-Land-Claim-License 2|text=Q&A: UEE Land Claim Licenses 2}}</ref><br />
==References==<br />
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[[Category:Gameplay_Mechanics]]</div>imported>Braxton2409