StarCitizen:Insurance: Difference between revisions
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[[StarCitizen:Star Citizen | ''[[StarCitizen:Star Citizen]]'' '''Insurance''' is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. [[StarCitizen:Player characters|Characters]] will be able purchase insurance policies in-game.<ref name="CC54">[https://www.youtube.com/watch?v=WkMD3ZfDZus|text=CitizenCon 2954: The Stars My Destination: Star Citizen 1.0] on YouTube</ref><ref name="LTIN">[https://robertsspaceindustries.com/spectrum/community/SC/forum/3/thread/lti-notes-for-star-citizen-1-0/448014|text=LTI Notes for Star Citizen 1.0] on Spectrum</ref> | ||
=Insurance companies= | ==Insurance companies== | ||
{{For|a list of Insurance companies|:Category:Insurance companies}} | {{For|a list of Insurance companies|:Category:Insurance companies}} | ||
An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance. | An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance. | ||
=Insurance products= | ==Insurance products== | ||
In Star Citizen players will be able to insure properties from loss. That includes [[StarCitizen:player characters]], [[StarCitizen:cargo]],<ref name="QAInsurance">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/SCW/14282-API/|int=14282-API|text=INSURANCE FAQ}}</ref> [[StarCitizen:ships]] and [[StarCitizen:homestead | In Star Citizen players will be able to insure properties from loss. That includes [[StarCitizen:player characters]], [[StarCitizen:cargo]],<ref name="QAInsurance">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/SCW/14282-API/|int=14282-API|text=INSURANCE FAQ}}</ref> [[StarCitizen:ships]] and [[StarCitizen:homestead]]s. | ||
==Ship insurance== | ==Ship insurance== | ||
{{Outdated| | {{Outdated|subject=section|reason=[[StarCitizen:Update:Star Citizen Alpha 4.8.0]] ship loadout insurance system.|recent=yes}} | ||
{{For|full details about ship insurance|Ship Insurance}} | {{For|full details about ship insurance|Ship Insurance}} | ||
Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that you will be reimbursed should your ship be destroyed or stolen<ref name="CC54" /><ref name="LTIN" /> | Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that you will be reimbursed should your ship be destroyed or stolen.<ref name="CC54" /><ref name="LTIN" /> | ||
Currently, on the Alpha and [[StarCitizen:Public Test Universe]] (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however. | Currently, on the Alpha and [[StarCitizen:Public Test Universe]] (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however. | ||
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==Homestead insurance== | ==Homestead insurance== | ||
[[StarCitizen:Homestead | [[StarCitizen:Homestead]]s in registered land claims will be able to be insured.<ref name="QALicense02">{{Cite RSI|url=https://robertsspaceindustries.com/comm-link/engineering/16319-Q-A-UEE-Land-Claim-Licenses-Part-2/|int=Comm-Link:Q-A-Land-Claim-License 2|text=Q&A: UEE Land Claim Licenses 2}}</ref> | ||
==References== | ==References== | ||
<references/> | <references/> | ||
[[Category: | [[Category:Gameplay Mechanics]] | ||
Latest revision as of 11:28, 15 September 2026
StarCitizen:Star Citizen Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. Characters will be able purchase insurance policies in-game.<ref name="CC54">2954: The Stars My Destination: Star Citizen 1.0 on YouTube</ref><ref name="LTIN">Notes for Star Citizen 1.0 on Spectrum</ref>
Insurance companies
An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance.
Insurance products
In Star Citizen players will be able to insure properties from loss. That includes StarCitizen:player characters, StarCitizen:cargo,<ref name="QAInsurance">Template:Cite RSI</ref> StarCitizen:ships and StarCitizen:homesteads.
Ship insurance
Template:Outdated Template:For
Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that you will be reimbursed should your ship be destroyed or stolen.<ref name="CC54" /><ref name="LTIN" />
Currently, on the Alpha and StarCitizen:Public Test Universe (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however.
Homestead insurance
StarCitizen:Homesteads in registered land claims will be able to be insured.<ref name="QALicense02">Template:Cite RSI</ref>
References
<references/>