Star Citizen Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. Characters will be able purchase insurance policies in-game.<ref name="CC54">2954: The Stars My Destination: Star Citizen 1.0 on YouTube</ref><ref name="LTIN">Notes for Star Citizen 1.0 on Spectrum</ref>

Insurance companies

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An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter. There are several in-game companies that provide both health and property insurance.

Insurance products

In Star Citizen players will be able to insure properties from loss. That includes StarCitizen:player characters, StarCitizen:cargo,<ref name="QAInsurance">Template:Cite RSI</ref> StarCitizen:ships and homesteads.

Ship insurance

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Pilots in Star Citizen will be able purchase insurance policies in-game for their fleet. This ensures that you will be reimbursed should your ship be destroyed or stolen<ref name="CC54" /><ref name="LTIN" />.

Currently, on the Alpha and StarCitizen:Public Test Universe (PTU), all ships and vehicles are given a basic insurance plan that does not expire to facilitate testing. At this time, it requires no upkeep or fee for players to acquire basic ship loss coverage. There may be a fee to file a claim or expedite a replacement, however.

Homestead insurance

Homesteads in registered land claims will be able to be insured.<ref name="QALicense02">Template:Cite RSI</ref>

References